2. If you have an additional room, rent it out. Interview a few people and rent out the room for half the rent. You can even put the person on your lease.
3. Reduce your energy bills by shopping around. Electricity is expensive. There is competition out there that is itching for your business. A few simple ways to save money: Use energy efficient light bulbs and turn off when not in use. Unplug items in the house, like microwaves. Use power strips for your television and internet box and turn them off when not in use. AC's use a lot of energy. Remember to turn off and unplug. When it's cold outside, insulate your home. Use plastic on the windows. Invest in door sweeps to eliminate air and unwanted visitors.
4. If you own a home, invest in solar energy. Eventually, you will acquire too much energy and your'll be able to sell it. Passive income to the fullest.
5. I call Sprint all the time and dispute my bill. For some reason, they always have a new plan they can add me to. LOL! Call them and tell them, I'm switching to T-Mobile. You get my drift.
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| Reduce by Slicing and Dicing |
6. Lower your interest fees and consolidate your debt. The average american has a credit card balance of 17,000 with an average rate of 16.49%. Call these credit card companies and ask for a lower interest rate. If you find yourself overwhelmed on your bills, call a nonprofit credit counseling agency and enroll in a debt management program.
7. If you have the space, grow your vegetables. You don't have to go out a buy a tractor and get the cowboy hat, but growing a garden is surprisingly easy, rewarding and is a huge stress reliever.
8. Stop bad habits. Do you smoke cigarettes? Stop!
9. Get around the cheapest, not the most practical. Sometimes you have to save money and be inconvenience for a bit. You may have to take the MBTA and smell blanks underarms for a couple of stops. LOL! Just kidding. If taking Uber and Lyft is saving you money, do it. At the end of the day, you know what you can afford.
10. Stop spending money on the weekend. Find FREE things to do with your love ones. Cook and bake with your family and create memories. Play board games. Scrabble, Monopoly and Trivia Pursuit are some of my favorites. I still hold the championship belt for Connect Four, Spades and Uno.
*Please comment below and let me know more subjects you'd like me to highlight next. Also, support my daughter's clothing ling below. Thanks in advance.
Marquis J. Walker
Father/Blogger/Hip-Hop Reviewer
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